Over the years you have been working, you may have had multiple employers, changed your address or your name. This make's it very easy to lose track of your superannuation. Having multiple super accounts means multiple fees, so it is important to be aware of what super accounts you have.

Splitting your super contributions is when you nominate to transfer a portion of your Superannuation to your spouse.

There are two main types of contributions that can be made;

Staying with or choosing a Financial Planner who doesn't understand your goals or meet your needs, could end up being a long-term financial burden.

For discerning families that want to ensure there are no conflicts or biases in the advice they receive, an Independent Financial Planner is the obvious choice.

Since we as investors cannot control the fluctuating nature of the stock market, the best we can do is understand it better so we can invest more wisely.

While it may seem intuitive to spread your investments around, there is some science behind the process. We can diversify our portfolios in a number of ways. Read the article to learn more.

When we talk about particular asset classes, we refer to a group of investments that fall into the main categories discussed below. You will note that each asset class has different characteristics.

This blog is the first in a three-part series explaining Financial Risk. In our first article, we will discuss what risk is and how the risk/reward relationship is relevant to your financial situation. Stay tuned for our next two articles to learn more about financial risk.

It is important to have a will to save your friends and family a lot of extra stress in the event that you pass away. We have compile a list of things to consider when writing your will.

In Australia there are a number of remuneration structures which exist for Financial Planners. Ensure you are aware of how your Financial Planner gets paid and that they act in your best interests.

“How we deal with passing superannuation on the death of one spouse or both spouses requires more thought and requires thinking about ... is it better to use structures like testamentary trust in wills or even skip generations and leave it with adult children or grandchildren?”

That suggests there are significant opportunities for advisers to connect with clients by providing jargon-free advice and educational resources while promoting their specific expertise in areas where there are already advice gaps,” the report said.